The trust and payment layer for AI agents
Your agent collects.You get paid.
Bring your own agent. PayAuth gives it a safe way to handle money, whether it’s collecting what you’re already owed or charging for something new.
- Already owedAgentAR
I’m already owed money.
Invoices you’ve already sent, from QuickBooks or added by hand, kept in ledgers with every balance and partial payment. Your agent, or a partner app, works the list and collects through PayAuth.Explore AgentAR - Something newAgentPay
My agent is charging for something new.
A deposit, a booking, a sale. Your agent sets the amount, and one API call turns it into a secure payment link. Nothing needs to be in your books first.Explore AgentPay
- Monthly fee to start, on either product
- $0
- Payouts to your bank
- Daily
- PCI-DSS checkout, run by Stripe
- Level 1
- Voice, SMS, or chat, on any stack
- Any agent
Underneath
Two products. One way to get paid.
AgentAR runs on AgentPay: when your agent asks for a payment link against a receivable, AgentPay makes it. So both products share one checkout, one set of protections, and one payout schedule.
- 01
A payment link is made
Your agent asks for one: against a receivable you’re already owed with AgentAR, or for a new amount with AgentPay.
- 02
Your customer pays securely
By card, on a hosted checkout. Card details stay inside the checkout and never reach your agent.
- 03
You’re paid, daily
PayAuth records the payment, and your share is paid out to your bank on a daily schedule.
Choose
Which one is yours?
It comes down to where the money comes from. Either way, you bring the agent.
Already owed
AgentAR
Something new
AgentPay
- Where the amount comes from
- AgentARInvoices you’ve already sent: your receivables
- AgentPayYour agent, on the spot
- Typical use
- AgentAROverdue invoices and unpaid balances
- AgentPayDeposits, bookings, and one-off sales
- What PayAuth keeps for you
- AgentARReceivables, ledgers, balances, and partial payments
- AgentPayEach payment link and its status
- Accounting software
- AgentARQuickBooks import, or add receivables by hand
- AgentPayNot needed
- How your agent connects
- AgentARAn API key, or OAuth for partner apps
- AgentPayAn API key
- How you pay
- AgentARFrom 10% of each overdue invoice collected, plus card processing
- AgentPay3.49% + 30¢ per card payment at $0 a month, lower on monthly plans
Trust
Built to be trusted with your money
PayAuth is the merchant of record
Payments run through PayAuth’s account, so you don’t have to become a payments company. Your customers see PAYAUTH* followed by your business name, shortened to fit, on their statement.
Agents never touch card details
Every payment happens on a hosted checkout run by Stripe, certified to PCI-DSS Level 1. Your agent hands over a link and never sees card details.
Links built for one payment
Each link is fixed to one amount, good for one payment, and expires on its own after 31 minutes. With AgentAR, a receivable never has two live links at once.
Paid out daily
Your share moves to your Stripe account, set up when you verify your business, as soon as a payment goes through. Your balance is paid out to your bank daily.
Pricing
$0 to start, on either product.
AgentAR takes a share of what’s collected, and nothing if it isn’t. AgentPay charges per payment, with an optional monthly plan for lower rates. No setup fee on either.
Questions
Straight answers
What’s the difference between AgentAR and AgentPay?
Where the money comes from. With AgentAR, your agent collects money you’re already owed: invoices in your books, kept in ledgers with every balance and partial payment. With AgentPay, your agent charges for something new, setting the amount on the spot and getting a payment link back.
Are AgentAR and AgentPay AI agents?
No. Despite the names, they’re what your agent uses to get you paid. PayAuth doesn’t run an agent and never contacts your customers; you bring your own agent, or connect a partner app.
Do I need both?
Only if your agent does both. Chasing invoices you’ve already sent is AgentAR; charging for new things is AgentPay. Either way your customers pay on the same checkout, and you’re paid on the same schedule.
How can my customers pay?
By card, on a hosted checkout run by Stripe. Bank transfers aren’t available. On their statement, the charge reads PAYAUTH* followed by your business name, shortened to fit.
When do I get paid?
Payouts run daily. A payment usually reaches your bank a couple of business days after it’s made, and a new account’s first payout can take longer.
What about refunds and disputes?
We’re finalizing how refunds and disputes work, and will publish the policy before launch. Until then, email support@payauth.com with any question.
Who can use PayAuth?
US businesses, in US dollars. Sign up in seconds with email, Google, or QuickBooks; each business has one login for now. To take payments, you verify your business and bank details with Stripe, which can take from minutes to a few business days.
Give your agent a way to get paid.
Sign up in seconds. $0 to start. For US businesses.